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Cohort Analysis/Costa del Este

The 2015 cohort
lost money.

Of every 10 Costa del Este buyers who purchased new in 2015 and later sold, six lost money. Here's the shape of a slow, statistical disappointment — and where the market stands today.

Between 2014 and 2016, Costa del Este was Panama City's hottest address. Country Club was topping out. Ocean Two delivered. Buyers had confidence, brokers had velocity. Units sold before the concrete cured.

Seven years later, we looked at every Costa del Este resale we could find and grouped each one by the year the first owner bought new. What we found wasn't a crash. It was a slow, statistical disappointment.

The Finding
6of10
Costa del Este first-time buyers who bought new in 2015 sold for less than they paid. Typical loss: about $25,000 — after a 6-year hold, before inflation.

Anyone who bought new in 2015 and later sold had a 3-in-5 chance of losing money. 2016 buyers fared worse. By 2019, the odds flipped: most resellers came out ahead.

This isn't one building or one outlier. It's a market-wide pattern across ~150 priced resales.

Cohort outcomes • visualized
Out of 10 buyers per cohort, how many lost money?
Each figure = one in every ten hypothetical buyers. Red sold at a loss. Green sold at a gain. Scan across years to see the pattern.
2014 2015 2016 2017 2018 2019 2020 2021 2022 3 lost 6 lost 6 lost 5 lost 5 lost 3 lost 3 lost 3 lost 4 lost ~$0 −$25K −$20K ~$0 ~$0 +$1.5K +$26K +$20K ~$0 COHORT — YEAR BOUGHT NEW FROM DEVELOPER
Sold at a loss
Sold at a gain

Scan left to right and the pattern speaks: red crowds the 2015-2016 columns; green takes over from 2019 on. The year you joined the building mattered more than which building you bought.

.What changed

Real estate doesn't lose value for no reason. Three things hit Panama between the 2015-2016 buying wave and the 2019-2022 resale window.

The pipeline caught up. Buildings announced in 2013-14 finished delivering in 2016-18. Inventory jumped. The 2015 cohort tried to sell five years later against newer buildings with lower prices per square meter.

Foreign capital retreated. Venezuelan, Colombian, and Chinese buyer flows thinned by 2018. Supply expanded. Demand narrowed.

Then COVID closed the borders. Panama shut entry from March 2020. International buyers couldn't tour. Sellers who needed to move — relocation, divorce, liquidity — sold into the softer market.

The 2019+ cohorts caught the recovery. Their data looks nothing like 2015's.

One Unit • Country Club Torre 100
What a $107,000 loss looks like up close
Jan 20, 2015
Developer sold the unit to its first private owner. $457,000 Bank-financed at 5.50%
Mar 31, 2022
Seven years later, the owner resold. $350,000 Bank-financed at 5.00% — new lender
The first owner held for seven years and sold for more than $100,000 less than they paid. Before inflation. Before maintenance. Before closing costs. The unit is not unusual. It is the cohort.

.The cohort report card

Same story, row by row. A reader-friendly summary of what happened to buyers of each vintage when they eventually decided to sell.

Year bought new Share who lost money Typical outcome Held
2014
32%
Broke even 4.3 yrs
2015
61%
Lost ~$25,000 6.4 yrs
2016
63%
Lost ~$20,000 5.7 yrs
2017
46%
Broke even 4.9 yrs
2018
49%
Broke even 4.1 yrs
2019
34%
Gained ~$1,500 4.1 yrs
2020
27%
Gained ~$26,000 2.9 yrs
2021
27%
Gained ~$20,000 2.5 yrs
2022
36%
Broke even 1.7 yrs

.What this does not say

Survivorship in reverse. We only see sellers. The 2015 buyers still holding — renting for yield, enjoying the lifestyle, waiting out the market — don't appear in the data. If sellers skewed toward distress, the losses look worse than the full experience.

These are nominal numbers. A 2015→2022 price cut from new-build to resale looks modest in peso terms. Adjusted for 7 years of U.S. inflation (~23%), the real losses run closer to 25–30%.

Costa del Este isn't all of Panama. This is one neighborhood's supply-demand story. Punta Pacifica, Santa María, and San Francisco have their own. We'll tell them separately.

April 2026

2015 was 11 years ago.
Here's where Costa del Este is today.

The cohort cliff has passed. The recovery is real. But asking prices still echo the old playbook.

Active sale listings
~400
Across ~60 of Costa del Este's 77 buildings. Roughly 80% of the neighborhood is on market somewhere.
Median asking (today)
$495,000
Median price per m²: ~$2,545. What sellers want you to believe.
Median closed (2025)
~$327,000
~475 resales closed across the full year. What the market actually paid.
Ask-vs-closed spread
+51%
The gap between the 2026 pitch and the 2025 reality. Your margin, if you know where to look.

The 2015 cohort's lesson isn't to avoid Costa del Este. It's to read the data before you believe the pitch. In 2026, most of the neighborhood is trying to sell to you — at prices more than 50% above what actually closed last year. Some of those asking prices are justified. Most aren't.

The question isn't whether Costa del Este is a good investment. It's which building, which floor, which seller, which price.

New • 2025-2026 Market Report
Costa del Este, decoded.
The full 2025-2026 intelligence report: every building by median close, active inventory, broker performance, distress signals, and where the gaps between asking and closing are widest. Free, no login.
Get the Costa del Este report →
Source & Notes

Proprietary Lakilé analysis. Current as of April 2026.

Real estate, decoded.
lakilé.
Costa del Este • April 2026